:root{--color-bg: #ffffff;--color-bg-sunken: #f5f6fa;--color-bg-hover: #eff1f7;--surface-canvas: var(--color-bg-sunken);--surface-raised: var(--color-bg);--color-text: #1b2338;--color-text-secondary: #3d4763;--color-text-muted: #59617e;--color-text-faint: #8c94af;--color-navy: #0a1230;--color-navy-deep: #111c46;--color-accent: #1a1fbc;--color-accent-hover: #14189e;--color-accent-soft: #edeefb;--color-border: #e2e5f0;--color-border-strong: #cbd1e4;--color-success: #2e7d5b;--color-success-strong: #245e46;--color-success-soft: #e3f0ea;--color-warning: #f59e0b;--color-warning-text: #7a5800;--color-warning-soft: #faf0da;--color-danger: #dc2626;--color-danger-text: #991b1b;--color-danger-soft: #fee2e2;--font-display: "Iowan Old Style", "Palatino Linotype", Palatino, "Book Antiqua", Georgia, "Times New Roman", serif;--font-body: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;--radius-card: 14px;--radius-input: 8px;--radius-pill: 999px;--color-focus: var(--color-accent);--shadow-focus: 0 0 0 3px rgba(26, 31, 188, .14);--btn-primary-bg: var(--color-navy);--btn-primary-bg-hover: var(--color-navy-deep);--btn-primary-fg: #ffffff;--btn-primary-radius: var(--radius-pill)}:root{--pg: var(--color-navy);--pg-2: var(--color-navy-deep);--ink: var(--color-text);--muted: var(--color-text-muted);--line: var(--color-border);--bg: var(--color-bg-sunken);--warn-bg: var(--color-warning-soft);--warn-line: #ecdcb0;--warn-ink: var(--color-warning-text);--radius: var(--radius-card);font-family:var(--font-body)}*{box-sizing:border-box}body{margin:0;background:var(--bg);color:var(--ink)}.portal{min-height:100vh}.portal__header{display:flex;align-items:center;gap:10px;padding:14px 20px;background:var(--pg);color:#fff}.portal__logo{display:inline-flex;align-items:center;border-radius:4px;color:inherit}.portal__logo:focus-visible{outline:2px solid #fff;outline-offset:4px}.portal__logo-img{display:block;height:28px;width:auto}.portal__main{max-width:760px;margin:0 auto;padding:28px 20px 64px}h1,h2{font-family:var(--font-display);color:var(--color-text);letter-spacing:.1px}h1{font-size:1.7rem;line-height:1.2;margin:0 0 8px}.lede{color:var(--muted);font-size:1.05rem;margin:0 0 20px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px;margin-bottom:16px}label{display:block;font-weight:600;font-size:.9rem;margin:12px 0 6px}input[type=text],input[type=email],input[type=number],textarea{width:100%;padding:10px 12px;border:1px solid var(--color-border-strong);border-radius:var(--radius-input);font:inherit;background:#fff}input[type=text]:focus,input[type=email]:focus,input[type=number]:focus,textarea:focus{outline:none;border-color:var(--color-focus);box-shadow:var(--shadow-focus)}textarea{min-height:90px;resize:vertical}button{font:inherit;font-weight:600;border:none;border-radius:8px;padding:11px 18px;cursor:pointer;min-height:44px}.btn-primary{background:var(--btn-primary-bg);color:var(--btn-primary-fg);border-radius:var(--btn-primary-radius)}.btn-primary:hover:not(:disabled){background:var(--btn-primary-bg-hover)}.btn-primary:disabled{opacity:.5;cursor:not-allowed}.btn-ghost{background:var(--surface-raised);color:var(--color-text);border:1px solid var(--color-border-strong);border-radius:var(--btn-primary-radius)}.btn-ghost:hover{background:var(--color-bg-hover)}.row{display:flex;gap:10px;align-items:center;flex-wrap:wrap}.spacer{flex:1}.steps{display:flex;gap:8px;margin-bottom:18px;flex-wrap:wrap}.step-pill{font-size:.78rem;padding:5px 10px;border-radius:999px;background:var(--color-bg-hover);color:var(--muted)}.step-pill--active{background:var(--pg);color:#fff}.step-pill--done{background:var(--pg-2);color:#fff}.autosave{font-size:.8rem;color:var(--muted)}.draft-banner{background:var(--warn-bg);border:1px solid var(--warn-line);color:var(--warn-ink);border-radius:8px;padding:12px 14px;font-size:.9rem;font-weight:600}.sample{position:relative;border:1px dashed var(--line);border-radius:8px;padding:18px;background:#fff;overflow:hidden;color:var(--muted)}.sample__watermark{position:absolute;inset:0;display:grid;place-items:center;transform:rotate(-18deg);font-size:1.3rem;font-weight:800;letter-spacing:2px;color:#0a123017;pointer-events:none;-webkit-user-select:none;user-select:none}.notice{font-size:.9rem;color:var(--muted)}.error{color:var(--color-danger);font-size:.9rem}.grid{width:100%;border-collapse:collapse;margin-top:8px}.grid th,.grid td{text-align:left;padding:8px;border-bottom:1px solid var(--line);font-size:.92rem;vertical-align:middle}.grid th{color:var(--muted);font-weight:600;font-size:.8rem}.grid td input{padding:8px 10px}.grid__normalized{font-variant-numeric:tabular-nums;color:var(--pg-2);white-space:nowrap}.grid__row--invalid td input{border-color:var(--color-danger);background:var(--color-danger-soft)}.cim-page{position:relative;overflow:hidden;min-height:360px}.cim-page__watermark{position:absolute;inset:0;display:grid;place-items:center;transform:rotate(-18deg);font-size:2rem;font-weight:800;letter-spacing:3px;color:#0a123014;pointer-events:none;-webkit-user-select:none;user-select:none;z-index:0}.cim-page>h1,.cim-body,.cim-locked{position:relative;z-index:1}.cim-body{line-height:1.55}.cim-locked__badge{font-weight:700;color:var(--color-warning-text);margin-bottom:6px}.link-button{background:none;border:none;padding:0;color:var(--color-accent);font:inherit;font-weight:600;cursor:pointer;text-decoration:underline}.advisor-cta{margin-top:16px;color:var(--color-text-muted)}.consent{display:flex;gap:8px;align-items:flex-start;margin:14px 0;font-size:.92rem;line-height:1.4}.consent input{margin-top:3px;width:auto}